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Manager Disclosure Document

BSG&L Financial Services

Investment Adviser

BSG&L Financial Services
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Investment portfolio

BSG&L Financial Services Pure Growth

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  • Strategy
    Stock selection
Sharpe ratio
-1.51

365 days

Manager performance
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-31.3%

365 days

Risk score

1.5% fee
$20,000 minimum


BSG&L Financial Services Growth Plus Income

See full details
  • Strategy
    Yield
Sharpe ratio
-1.64

365 days

Manager performance
-0.00462,-0.00824,-0.01963,-0.00474,0.00854,-0.01637,-0.00086,-0.00125,0.00886,0.01908,-0.00626,0.00520,0.00348,0.00751,0.00442,0.00537,0.00526,0.00101,-0.00498,0.00782,0.00183,-0.00045,-0.00172,0.00467,-0.00091,-0.00529,-0.01039,0.00168,-0.00678,-0.00177,0.00127,0.00017,-0.01327,-0.00274,0.00471,-0.00005,0.00392,-0.00507,-0.01268,-0.00517,-0.00201,-0.01840,0.01258,-0.00315,-0.00792,-0.01552,0.00038,-0.00465,0.00045,-0.01466,0.00178,-0.02630,-0.01324,-0.02986,-0.00944,0.01306,0.02726,0.00288,0.01008,0.02169,-0.01015,0.01317,0.00072,-0.01228,0.01481,-0.00193,-0.00430,0.01066,0.00107,-0.02165,0.00530,0.00528,0.01225,-0.00232,-0.00039,-0.00048,-0.00788,0.01336,-0.00136,0.00876,-0.00380,0.00676,0.01572,-0.00300,-0.00609,-0.00834,-0.04200,-0.02402,0.00672,0.01556,-0.00626,-0.00805,-0.02808,0.00952,-0.02939,-0.00113,-0.02746,-0.02064,0.01493,0.02994,0.01721,0.01016,-0.00473,0.00791,-0.00196,0.00504,0.00080,-0.00425,-0.00830,0.00743,-0.03348,-0.00992,0.00009,0.02313,-0.00928,-0.01914,-0.01022,-0.00106,-0.00761,0.02015,0.00020,0.01586,0.00405,-0.00583,0.00386,-0.01137,-0.01384,0.00595,-0.00036,0.01134,0.02463,-0.01304,0.01485,-0.00073,0.00699,0.00115,-0.00827,0.00970,0.01520,0.00248,-0.00104,0.00022,0.00144,-0.00434,0.00382,-0.00650,-0.00966,-0.00075,-0.00642,0.00235,-0.00868,-0.00080,-0.01300,-0.00497,-0.01450,-0.00315,0.00820,-0.01153,0.00657,-0.00107,0.02135,-0.01196,0.00689,0.00247,-0.00550,-0.00620,0.00351,-0.00714,0.01801,-0.00949,-0.00333,0.00434,0.01319,-0.00312,-0.00298,0.00558,0.00818,-0.00563,0.00620,0.01751,-0.00124,-0.01082,0.00788,-0.00781,0.00678,0.00764,0.00177,0.00335,-0.00137,0.00623,-0.00209,0.00895,-0.00410,-0.01105,-0.00761,-0.00761,0.00857,-0.00461,0.00487,-0.00217,0.00494,0.00385,-0.00040,-0.01040,-0.00207,0.00868,-0.00338,-0.01855,0.00322,-0.00492,-0.00709,-0.00095,0.00623,-0.00450,-0.01485,0.00244,-0.00751,-0.00095,0.00660,-0.00173,-0.00864,-0.00227,0.00213,-0.00204,0.00399,-0.01180,0.00395,0.00057,-0.00303,-0.00967,-0.00114,-0.01748,-0.00066,-0.00728,0.00165,0.00000,-0.00783,0.00509,-0.01998,0.00015,0.00930,0.00792,0.00531,-0.00846,-0.00092,-0.01265,-0.00947,-0.01060,-0.01844,-0.00895,-0.01133,-0.00624,0.02255:#0c3557:Manager -0.00448,0.00022,-0.01994,-0.00286,0.00719,-0.00959,0.00032,-0.00532,0.01156,0.00294,-0.00158,0.00696,0.00440,0.00006,0.00859,0.00520,0.00254,0.00297,-0.00186,0.00480,0.00106,0.00026,-0.00156,0.00340,0.00000,-0.00050,-0.00060,-0.00151,0.00506,-0.00290,-0.00653,0.00375,0.00116,-0.00594,-0.00070,0.00750,0.00132,0.00503,-0.00046,-0.00801,-0.00567,0.00785,-0.01617,0.00876,-0.00246,-0.00273,-0.01316,0.00009,0.01118,-0.00154,-0.01512,0.01781,-0.02061,-0.01135,-0.01647,0.00159,-0.00801,0.00018,0.01288,0.00916,0.01959,-0.00719,0.01230,0.00706,-0.00149,0.01194,-0.00128,0.00630,0.01174,-0.00011,-0.00283,0.00605,0.00408,0.00054,0.00318,0.00070,-0.00041,0.00061,0.00036,0.00079,0.00533,-0.00144,0.00201,0.00538,0.00288,-0.00104,0.00304,0.00000,-0.00250,-0.00679,0.00644,0.00403,-0.00115,0.00167,-0.00711,-0.00023,-0.01628,0.00481,-0.01617,-0.00631,-0.00849,0.02040,0.02417,0.00457,0.00395,0.00180,-0.00010,0.00000,0.00331,0.00103,-0.00477,-0.01031,0.00000,-0.00020,-0.01822,-0.00889,0.01194,0.01791,-0.00840,-0.00809,-0.00248,-0.00578,-0.00922,0.01344,0.00000,0.00158,0.00485,0.01528,-0.00549,0.00258,-0.01339,-0.01341,0.00961,-0.01298,0.01299,0.01446,-0.00386,0.01049,-0.00315,-0.00420,0.01072,0.00032,0.00989,0.00416,0.00000,0.00175,-0.00027,-0.00090,0.00625,-0.00029,0.00279,-0.00060,-0.00131,-0.00295,0.00618,-0.00453,-0.00418,0.00124,-0.01405,0.00404,-0.01690,-0.00176,0.01286,-0.00605,0.01355,-0.00332,0.01218,-0.00486,0.00901,-0.00175,-0.00606,-0.01454,-0.00235,0.00256,0.01233,-0.00870,-0.00384,0.00356,0.00000,0.00662,-0.00204,0.00306,0.00446,0.00520,-0.00449,0.00163,0.00515,-0.00076,-0.01131,0.00926,-0.00147,0.00512,0.00246,0.00226,-0.00414,0.00286,-0.00367,-0.01008,0.01092,0.00294,-0.01175,-0.00408,0.00402,0.01348,-0.00489,-0.00290,-0.00009,0.01089,0.00089,0.00311,-0.00044,-0.00082,0.00248,-0.00222,0.00000,-0.01026,0.00933,-0.00109,-0.00629,0.00216,-0.00096,0.00231,-0.00860,-0.00139,-0.00631,0.00045,0.01211,0.00203,-0.00694,-0.00460,0.00571,0.00200,0.01003,-0.00530,0.00609,0.00072,-0.00732,-0.00293,-0.00021,-0.02077,0.00272,0.00718,-0.00031,0.00000,-0.00383,0.00609,-0.01636,0.00227,0.01234,0.01116,0.00446,-0.00072,0.00804,0.00111,0.00080,-0.00423,-0.00228,-0.00561,-0.01070,-0.00577,0.01239:#c8c8c8:S&P_500
-27.6%

365 days

Risk score

1.5% fee
$20,000 minimum


Portfolio commentary

  1. Why US economy still outshines Europe and Asia

    29 July 2015

    Europe and Asia economies are lackluster compared to US.

  2. Energy slump takes toll on economy 26 June 2015
  3. The case for an oil price rebound 27 May 2015
  4. The incredible heaviness of the dollar 16 April 2015
  5. Getting ready for the oil rebound 25 March 2015

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Important Information

1. Performance of the Portfolio Manager's account is calculated by Covestor on a daily time-weighted basis, including cash, dividends and earnings distributions and broker commissions. Manager returns include trades and positions that fail Covestor's trading rules, as a result, actual client returns will differ. Covestor advisory fees are simulated and applied retro-actively to present the portfolio return "net-of-fees".

2. Past performance is no guarantee of future results. Periodic and since inception performance returns are calculated daily. Monthly vs. S&P 500 return and the corresponding spark chart is calculated to the most recent month end date.

3. The investment minimum is the minimum investment required to follow a particular portfolio. The minimum amount is determined by Covestor, based on the characteristics of the underlying portfolio. It should not be considered as specific investment advice for your investment situation.