401 Advisor Profile Picture
  • Education University of Rochester
  • Qualifications BA Economics
  • Job Title Founder
  • Industry Financial Services
  • Investment Experience 20+ years - Winner of the 2008 Charles H. Dow award
  • Founded 1993
  • Company Name 401 Advisor
  • Number of Employees 4
  • Blog http://www.deshurkoblog.…
  • 203 West Franklin Street
  • Centerville
  • Ohio
  • 45459
Manager Disclosure Document

401 Advisor

Investment Adviser

Investment portfolio

401 Advisor Dividend and Income Plus

See full details
  • Strategy
    Higher risk Multi-Asset
Sharpe ratio
1.20

365 days

Manager performance
0.00041,-0.00269,0.00343,0.00257,-0.00263,0.00116,-0.00097,0.00344,0.00651,-0.00231,-0.00441,-0.00037,0.00177,0.00117,0.00410,-0.00262,-0.00370,-0.00688,-0.00102,-0.00351,0.00354,-0.00994,0.00717,0.00650,0.00084,-0.01097,0.00158,0.00571,-0.00176,0.00236,0.00620,-0.00805,-0.00011,0.00603,0.00184,0.00104,-0.00457,0.00526,0.00511,0.00366,0.01403,-0.00141,-0.01308,-0.00149,-0.00130,0.00057,-0.00148,-0.00576,-0.00477,0.00171,0.00094,-0.00988,0.00496,-0.00466,-0.01146,0.00114,0.01352,0.00293,0.00280,-0.00513,0.00557,0.01060,0.00395,0.00179,0.00745,-0.00246,0.00520,0.00363,0.00032,-0.00110,-0.00212,-0.00319,-0.00672,0.00790,-0.00692,0.00771,-0.00824,0.00725,0.00124,-0.00083,-0.00055,-0.00008,-0.00254,-0.01285,0.00158,-0.00639,0.00682,-0.00419,-0.00285,-0.00557,0.00193,0.00059,-0.00518,-0.00428,0.00743,-0.00783,0.00841,0.00469,-0.00191,-0.01232,-0.00212,-0.00130,0.00223,-0.00143,0.00973,-0.00258,0.00754,0.00343,0.00675,0.00432,-0.00177,0.00018,0.00096,-0.00441,0.00101,-0.00491,0.00386,-0.00134,0.00280,0.00540,-0.00981,0.01089,0.00579,0.00568,-0.00746,0.00137,-0.00466,-0.00493,-0.01451,-0.00601,0.00447,-0.00226,0.00397,-0.00833,-0.01938,0.00547,-0.00074,0.00739,0.01129,0.00485,0.01007,0.00035,0.00465,0.00227,0.00122,-0.00580,0.01153,-0.00793,0.00082,-0.00297,0.00251,0.00420,0.00143,-0.00163,0.00557,-0.00248,-0.00003,-0.00166,0.00124,-0.00446,0.00062,-0.00429,0.00082,0.00314,0.00622,-0.00393,0.00488,0.00321,-0.00281,0.00574,-0.00803,0.00021,0.00680,0.00502,0.00509,0.00322,0.00008,-0.00790,-0.00386,0.00245,0.00756,-0.01425,-0.00608,0.00517,0.00518,0.00576,0.00067,0.00095,0.00003,0.00146,0.00034,-0.00446,0.00217,0.00008,-0.00140,-0.00460,-0.00017,-0.00021,-0.00327,-0.00075,0.00050,0.00105,0.00549,-0.00038,-0.00186,-0.00516,-0.00011,0.00148,-0.00424,0.00334,0.00147,0.00321,0.00274,-0.00410,0.00279,0.00240,-0.00036,-0.00261,-0.00006,0.00496,0.00539,0.00006,-0.00040,0.00066,-0.00057,0.00889,0.00235,0.00139,0.00410,0.00101,0.00179,0.00328,-0.00217,0.00287,-0.00022,0.00305,-0.00256,0.00261,0.00056,0.00255,-0.00066,-0.00332,0.00120,0.00031,0.00170,0.00165,-0.00047,0.01688,-0.00598,0.00256,0.00084,0.00440:#0c3557:Manager -0.00185,-0.00380,0.00257,0.00083,-0.00368,0.00041,0.00001,0.01264,0.00166,-0.00138,-0.00569,-0.00349,0.00411,-0.00338,-0.00112,0.00300,-0.00498,-0.01412,-0.00325,-0.00583,0.00386,-0.00573,0.00863,0.00410,-0.00403,-0.01588,0.00294,0.00211,-0.00308,0.00000,0.00422,0.00835,0.00124,0.00018,0.01005,0.00735,0.00319,-0.00310,0.00272,0.00570,0.00423,0.01219,-0.00169,-0.00721,-0.00472,-0.00249,-0.00271,0.00368,-0.00402,-0.00598,0.00807,-0.00047,-0.00898,0.00709,-0.00851,-0.01203,0.00067,0.02199,0.00629,0.00408,-0.00706,0.01394,0.00679,0.00657,0.00010,0.00574,-0.00472,0.00327,0.00439,0.00134,0.00564,-0.00480,-0.00376,0.00291,0.00358,-0.00269,0.00482,-0.01296,0.01344,0.00073,-0.00231,0.00840,0.00502,0.00423,-0.00365,-0.00186,-0.00358,0.00819,0.00510,-0.00124,0.00026,0.00272,0.00000,-0.00075,-0.00268,-0.00313,-0.00105,-0.00431,0.01133,0.00186,-0.00317,-0.01121,-0.00350,-0.00008,0.00633,-0.00309,0.01668,-0.00044,0.00482,0.00547,0.00303,0.00000,0.00475,-0.00015,-0.00011,0.00402,0.00000,-0.00872,-0.00031,-0.00250,0.00609,0.00009,0.00034,0.00231,-0.01247,0.01082,0.00519,-0.00132,-0.00388,0.00000,0.00280,0.00069,-0.00888,-0.02087,-0.00484,0.00614,-0.01010,0.01133,-0.00647,-0.02283,0.00770,-0.00173,0.01295,0.01330,0.00159,0.01111,0.00022,0.00591,0.00489,0.00000,0.00132,-0.00647,0.00621,-0.00179,0.00620,-0.00133,0.00022,0.00509,0.00280,-0.00733,0.01529,0.00014,0.00189,0.00062,-0.00040,-0.00504,0.00056,-0.01157,-0.00280,0.00961,0.00725,-0.00613,0.00606,-0.00293,-0.00486,0.00451,-0.00697,-0.00173,0.00468,0.00797,0.00711,0.00303,-0.00111,-0.01250,-0.01075,0.00408,0.01101,-0.02088,-0.00939,0.00822,0.00676,0.01052,0.00141,0.00000,0.00379,0.00409,-0.00209,0.00174,-0.00809,0.00330,0.00478,0.00304,-0.00008,-0.00135,0.00195,-0.00897,0.00604,-0.00112,0.00170,0.00971,0.00067,-0.00451,-0.00917,0.00375,0.00392,-0.00647,0.00826,0.00250,0.00426,0.00000,0.00600,-0.00096,0.00549,0.00185,0.00082,-0.00033,0.00207,0.00659,0.00477,0.00099,-0.00024,-0.00343,-0.00680,0.00315,0.00084,0.00219,0.00773,0.00142,0.00174,-0.00013,-0.00635,0.00492,-0.00101,0.00197,-0.00033,0.00686,0.00072,0.00548,0.00000,-0.00388,-0.00676,0.00470,-0.00413,0.00157,0.00485,-0.00193,0.00432,-0.01174,0.01027,-0.00229,0.00502:#c8c8c8:S&P_500
10.0%

365 days

Risk score

1.5% fee
$20,000 minimum


401 Advisor Seasonal ETF Growth

See full details
  • Strategy
    Long-Only Equity
Sharpe ratio
0.90

365 days

Manager performance
-0.00046,-0.00810,0.00270,-0.00297,-0.00587,0.00213,0.00074,0.01563,0.00072,-0.00037,-0.00522,-0.00672,0.00355,-0.00275,0.00014,0.00189,-0.00495,-0.01408,-0.00369,-0.00772,0.00504,-0.00692,0.01058,0.00578,-0.00479,-0.01392,0.00259,0.00174,-0.00739,0.00588,0.00667,0.00058,0.00064,0.01141,0.00759,0.00132,-0.00377,0.00258,0.00518,0.00524,0.01362,-0.00085,-0.00811,-0.00056,-0.00160,-0.00297,0.00531,-0.00525,-0.00236,0.00669,-0.00226,-0.00710,0.00628,-0.01013,-0.00994,0.00238,0.02101,0.00751,0.00374,-0.00830,0.01537,0.00739,0.00535,-0.00173,0.00462,-0.00787,0.00620,-0.00037,0.00010,0.00491,-0.00570,-0.00358,-0.00116,0.00613,-0.00523,-0.00098,-0.01079,0.00714,0.00043,0.00146,0.00337,0.00168,0.00396,-0.00508,-0.00444,-0.00212,0.01114,0.00417,-0.00176,0.00238,0.00479,-0.00084,-0.00274,-0.00615,-0.00226,-0.00389,0.01129,0.00194,-0.00277,-0.01348,-0.00005,0.00084,0.00711,-0.00189,0.01615,-0.00184,0.00510,0.00650,-0.00068,0.00546,0.00036,0.00094,0.00732,-0.01114,0.00073,-0.00457,0.00689,0.00230,0.00024,0.00324,-0.01429,0.01282,0.00587,-0.00086,-0.00320,0.00303,0.00249,-0.01068,-0.02455,-0.00624,0.00851,-0.00982,0.01225,-0.00765,-0.02523,0.00761,-0.00285,0.01327,0.01403,0.00005,0.01078,0.00198,0.00480,0.00223,0.00595,-0.00690,0.00578,0.00152,0.00695,-0.00143,0.00030,0.00369,-0.00126,-0.00918,0.01776,-0.00004,0.00409,-0.00045,-0.00249,-0.00712,-0.00090,-0.01462,-0.00269,0.00869,0.00842,-0.00377,0.00201,-0.00698,-0.00628,0.00358,-0.00909,-0.00084,0.00549,0.01013,0.00988,0.00459,-0.00366,-0.01538,-0.01283,0.00064,0.01353,-0.02413,-0.01050,0.00791,0.00480,0.01275,0.00368,0.00345,0.00535,-0.00247,0.00049,-0.01157,-0.00035,0.00370,0.00139,0.00000,-0.00244,0.00147,-0.00650,0.00755,-0.00011,0.00015,0.00627,0.00102,-0.00441,-0.00725,0.00312,0.00061,-0.00725,0.00732,0.00250,0.00252,0.00434,-0.00099,0.00375,0.00148,0.00054,-0.00019,0.00176,0.00538,0.00366,0.00078,-0.00065,-0.00460,-0.00500,0.00262,0.00219,0.00153,0.00733,0.00244,-0.00032,-0.00219,-0.00452,0.00282,-0.00040,0.00342,0.00069,0.00420,-0.00294,0.00106,-0.00247,-0.00334,0.00347,-0.00233,0.00000,0.00352,-0.00097,0.00269,-0.00947,0.00786,-0.00256,0.00307:#0c3557:Manager -0.00185,-0.00380,0.00257,0.00083,-0.00368,0.00041,0.00001,0.01264,0.00166,-0.00138,-0.00569,-0.00349,0.00411,-0.00338,-0.00112,0.00300,-0.00498,-0.01412,-0.00325,-0.00583,0.00386,-0.00573,0.00863,0.00410,-0.00403,-0.01588,0.00294,0.00211,-0.00308,0.00000,0.00422,0.00835,0.00124,0.00018,0.01005,0.00735,0.00319,-0.00310,0.00272,0.00570,0.00423,0.01219,-0.00169,-0.00721,-0.00472,-0.00249,-0.00271,0.00368,-0.00402,-0.00598,0.00807,-0.00047,-0.00898,0.00709,-0.00851,-0.01203,0.00067,0.02199,0.00629,0.00408,-0.00706,0.01394,0.00679,0.00657,0.00010,0.00574,-0.00472,0.00327,0.00439,0.00134,0.00564,-0.00480,-0.00376,0.00291,0.00358,-0.00269,0.00482,-0.01296,0.01344,0.00073,-0.00231,0.00840,0.00502,0.00423,-0.00365,-0.00186,-0.00358,0.00819,0.00510,-0.00124,0.00026,0.00272,0.00000,-0.00075,-0.00268,-0.00313,-0.00105,-0.00431,0.01133,0.00186,-0.00317,-0.01121,-0.00350,-0.00008,0.00633,-0.00309,0.01668,-0.00044,0.00482,0.00547,0.00303,0.00000,0.00475,-0.00015,-0.00011,0.00402,0.00000,-0.00872,-0.00031,-0.00250,0.00609,0.00009,0.00034,0.00231,-0.01247,0.01082,0.00519,-0.00132,-0.00388,0.00000,0.00280,0.00069,-0.00888,-0.02087,-0.00484,0.00614,-0.01010,0.01133,-0.00647,-0.02283,0.00770,-0.00173,0.01295,0.01330,0.00159,0.01111,0.00022,0.00591,0.00489,0.00000,0.00132,-0.00647,0.00621,-0.00179,0.00620,-0.00133,0.00022,0.00509,0.00280,-0.00733,0.01529,0.00014,0.00189,0.00062,-0.00040,-0.00504,0.00056,-0.01157,-0.00280,0.00961,0.00725,-0.00613,0.00606,-0.00293,-0.00486,0.00451,-0.00697,-0.00173,0.00468,0.00797,0.00711,0.00303,-0.00111,-0.01250,-0.01075,0.00408,0.01101,-0.02088,-0.00939,0.00822,0.00676,0.01052,0.00141,0.00000,0.00379,0.00409,-0.00209,0.00174,-0.00809,0.00330,0.00478,0.00304,-0.00008,-0.00135,0.00195,-0.00897,0.00604,-0.00112,0.00170,0.00971,0.00067,-0.00451,-0.00917,0.00375,0.00392,-0.00647,0.00826,0.00250,0.00426,0.00000,0.00600,-0.00096,0.00549,0.00185,0.00082,-0.00033,0.00207,0.00659,0.00477,0.00099,-0.00024,-0.00343,-0.00680,0.00315,0.00084,0.00219,0.00773,0.00142,0.00174,-0.00013,-0.00635,0.00492,-0.00101,0.00197,-0.00033,0.00686,0.00072,0.00548,0.00000,-0.00388,-0.00676,0.00470,-0.00413,0.00157,0.00485,-0.00193,0.00432,-0.01174,0.01027,-0.00229,0.00502:#c8c8c8:S&P_500
9.8%

365 days

Risk score

1.5% fee
$10,000 minimum


Portfolio commentary

  1. What investors should watch in the second half of 2014

    2 July 2014

    Portfolio manager Bill DeShurko offers his investment outlook for the remainder of 2014.

  2. A little perspective on the market's all-time highs 17 June 2014
  3. Sell in May: Treading water, for now 15 May 2014
  4. Why young investors shouldn't give up on bonds 8 May 2014
  5. Sell in May and go away: A brief history 29 April 2014

show more

Important Information

1. Performance of the portfolio manager's account is calculated by Covestor on a daily time-weighted basis, including cash, dividends and earnings distributions and broker commissions. Manager returns include trades and positions that fail Covestor's trading rules, as a result, actual client returns will differ. Covestor advisory fees are simulated and applied retro-actively to present the portfolio return "net-of-fees".

2. Past performance is no guarantee of future results. Periodic and since inception performance returns are calculated daily. Monthly vs. S&P 500 return and the corresponding spark chart is calculated to the most recent month end date.

3. The investment minimum is the minimum investment required to follow a particular portfolio. The minimum amount is determined by Covestor, based on the characteristics of the underlying portfolio. It should not be considered as specific investment advice for your investment situation.