Mosaic Financial Partners Profile Picture Investment Adviser

Mosaic Financial Partners

Mosaic Financial Partners

  • EducationGolden Gate University; California State University
  • QualificationsMS, CFP
  • Investment Experience16 years
  • Founded1997

Strategic Asset Allocation

This portfolio is strategically allocated across asset classes, including US and international equities, fixed income and alternative strategies. It takes a long-term approach.

Risk score

Risk Score 3
3
10.0%

Best 30 days

-12.2%

Worst 30 days

Performance

  • 1.2%
    30 day
  • 1.5%
    90 day
  • 7.9%
    365 day
    December 29, 2009
Monthly vs S&P500
Mosaic Financial Partners - Strategic Asset Allocation Monthly vs S&P500
-13.8% 12 months
  • $10,000 subscription min
  • 0.5% fee

Replicability

100.0%
  • Replicable

Top 5 Holdings View all

17.8%
11.2%
6.2%
6.1%
5.6%

Portfolio commentary

  1. U.S. economy continues to slowly improve

    31 January 2014

    An update on Strategic Asset Allocation Portfolio from Mosaic Financial Partners.

  2. Central banks help fuel global stock-market breakouts 19 November 2013
  3. The higher yields of emerging market bonds may be worth the extra risk 15 October 2013
  4. Stay diversified to thrive in this uncertain market climate 2 August 2013
  5. The U.S. economic outlook and the case for optimism 16 August 2012

show more


Performance detail

  • Manager (net of fees)
  • Dow Jones Moderately Aggressive

Performance

Inception December 29, 2009

as of April 16, 2014 Manager (net of fees) Dow Jones Moderately Aggressive S&P 500
Past 30 days 1.2% 0.2% 0.3%
Past 90 days 1.5% 1.0% 1.4%
Past 365 days 7.9% 14.6% 20.8%
Since Inception (Annualized) 8.0% 11.1% 14.8%
2014 (YTD) 1.3% 1.2% 1.3%
2013 12.1% 20.7% 32.4%
2012 12.5% 14.0% 16.0%
2011 -3.7% -2.6% 2.1%
2010 13.8% 16.6% 15.1%

Risk metrics

Last 365 days

as of April 16, 2014 Manager (net of fees) Dow Jones Moderately Aggressive S&P 500
Best 30 days 6.9% 7.2% 8.4%
Worst 30 days -6.6% -5.6% -4.8%
Volatility 8.7% 8.5% 11.5%
Sharpe Ratio 0.91 1.71 1.81
Sortino Ratio 1.26 2.22 2.55
Maximum Drawdown -8.0% -6.8% -5.7%
Value-at-risk (95%, 1 week) -2.0% -2.0% -2.7%
vs. Dow Jones Moderately Aggressive vs. S&P 500
Information Ratio - 2.09 - 2.51
Alpha -4.6% -5.4%
Beta 0.95 0.68
R-Squared 0.86 0.83
  • $10,000 subscription min
  • 0.5% fee

Latest transactions View all

Average trades per month 1.2
Executed Symbol Security Replicable Type Price
04/15/14 BSV Vanguard Short-Term Bond ETF Yes Buy $80.23
01/15/14 UCI ETRACS CMCI Total Return ETN Yes Buy $20.17
01/15/14 WDTI WisdomTree Managed Futures Strategy Fund Yes Buy $41.03
09/19/13 CEW WisdomTree Emerging Currency Strategy Fund Yes Buy $20.54
09/19/13 EMB iShares JP Morgan USD Emerging Markets Bond ETF Yes Buy $110.36
09/13/13 BIZD Market Vectors BDC Income ETF   Sell $20.35
09/13/13 WY Weyerhaeuser Co Yes Buy $28.51
09/10/13 BNDX Vanguard Total International Bond ETF Yes Buy $48.90

Important Information

  1. Past performance is no guarantee of future results.
  2. Performance of the portfolio manager's account is calculated by Covestor on a daily time-weighted basis, including cash, dividends and earnings distributions, and broker commissions. Manager returns include trades that fail Covestor's trading rules, do not reflect any Covestor suitability or risk score restrictions and are exclusive of Covestor fees. More
  3. Average subscription returns ("Avg Sub" or "Avg Client") are calculated by Covestor and are composed of the average, daily, time weighted returns of all active subscriptions to the underlying portfolio. These daily average returns are then linked together for the timeframe requested. In addition, these returns include cash, dividends and earnings distributions, brokerage commissions, Covestor advisory fees, and reflect individual client suitability and risk score restrictions. More
  4. All graph data is as of the end of day for the referenced period, unless otherwise specified. The subscription minimum is the minimum subscription required to follow a particular portfolio. The minimum amount is determined by Covestor, based on the characteristics of the underlying portfolio. It should not be considered as specific investment advice for your investment situation.
  5. The performance charts are provided for informational purposes only, and should not be used as the basis for making an investment decision. Variables such as corporate actions or foreign exchange may affect daily performance displays. We rely on mathematical formulas, computer programs, and pricing information from third-party vendors to provide these returns. Neither Covestor nor any of its data or content providers shall be liable for any errors in this information or any actions taken by you in reliance upon this information.
  6. Benchmark returns have been calculated by Covestor using a time-weighted calculation of daily index valuations. Benchmarks presented are total return and therefore inclusive of cash, dividends and earnings distributions but not transaction costs. More
  7. Leverage indicates the level of margin utilized and is calculated by dividing gross exposure by portfolio net liquidation value.
  8. All Portfolio Manager information including personal data, profiles, strategies, monthly investment reports, and historical results outside of Covestor has been provided by the Portfolio Manager. Covestor makes no representation or warranty of its accuracy, completeness or relevance and it does not represent the opinions of Covestor. Transaction history is available upon request. Portfolio classifications (Approach, Asset Class) are provided by Covestor, and are intended to serve as a general guide.
  9. These securities are currently held in the portfolio manager's brokerage account. Holdings in the "Replicable Holdings" table currently pass Covestor's trading rules, subject to individual client constraints. Eligibility for replication may change over time. Actual client subscription holdings may vary.
  10. These transactions were executed in the portfolio manager's brokerage account. Those marked as "Replicable Transactions" passed Covestor's trading rules and were eligible for replication at the time of execution, subject to individual client constraints. Eligibility for replication may change over time. Actual client subscription trade activity may vary.
  11. S&P 500 Index is an unmanaged index compiled by Standard & Poor´s Corp. Index returns do not reflect any management fees, transaction costs or expenses. Individuals cannot invest directly in an Index. S&P 500 index data: S&P/Dow Jones Indices LLC, a subsidiary of The McGraw-Hill Companies Copyright © 2014.