Karagosian Financial Profile Picture Investment Adviser

Karagosian Financial

Karagosian Financial

Low Beta Portfolio

The Low Beta Portfolio invests only in securities that have shown less volatility than the S&P 500. The strategy may underperform the S&P 500 in bull markets, but seeks to outperform in flat and down markets. It favors stocks with strong dividend yields and low valuations.

Risk score

Risk Score 3

Best 30 days


Worst 30 days


  • 2.5%
    30 day
  • 7.0%
    90 day
  • 15.0%
    365 day
    May 21, 2013
Monthly vs S&P500
Karagosian Financial - Low Beta Portfolio Monthly vs S&P500
-2.6% 12 months
  • $20,000 investment min
  • Margin account required
  • 1% fee


  • Communications
  • Financial
  • Industrial
  • Consumer, Cyclical
  • Energy

Top 5 securities View all


Portfolio commentary

  1. Maxing out tax use of year-end charitable donations

    8 December 2014

    Be smart about charitable giving and maximize your tax savings.

  2. Why the Fed will keep interest rates low 19 November 2014
  3. Still finding bargains in this stock market 25 April 2014
  4. Boring is beautiful for this proven investing strategy 8 November 2013
  5. We now like stocks and real estate, steering clear of bonds and gold 28 October 2013

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Performance detail

  • Manager (net of fees)


Covestor inception May 21, 2013

as of March 30, 2015 Manager (net of fees) S&P 500
Past 30 days 2.5% -0.7%
Past 90 days 7.0% 0.8%
Past 365 days 15.0% 14.6%
Since Covestor inception (Annualized) 14.7% 15.1%
2015 (YTD) 7.9% 1.8%
2014 8.9% 13.7%

Risk metrics

Last 365 days

as of March 30, 2015 Manager (net of fees) S&P 500
Best 30 days 7.7% 9.7%
Worst 30 days -6.5% -6.7%
Volatility 10.9% 12.0%
Sharpe Ratio 1.38 1.22
Sortino Ratio 2.11 1.72
Maximum Drawdown -7.2% -7.3%
Value-at-risk (95%, 1 week) -2.5% -2.8%
vs. S&P 500
Information Ratio 0.07
Alpha 2.8%
Beta 0.82
R-Squared 0.81
  • $20,000 investment min
  • Margin account required
  • 1% fee

Latest transactions View all

Average trades per month 1.9
Executed Symbol Security Replicable Type Price
01/05/15 T AT&T Inc Yes Buy $33.58
06/17/14 BRK/B Berkshire Hathaway Inc Yes Buy $125.81
06/17/14 DNB Dun & Bradstreet Corp/The Yes Buy $106.00
06/17/14 VZ Verizon Communications Inc Yes Buy $49.11
06/17/14 K Kellogg Co Yes Buy $67.09
06/17/14 NTT Nippon Telegraph & Telephone Corp Yes Buy $30.63
06/17/14 COP ConocoPhillips Yes Buy $82.78
06/17/14 OA Orbital ATK Inc Yes Buy $135.53

Important Information

  1. Past performance is no guarantee of future results.
  2. Performance of the portfolio manager's account is calculated by Covestor on a daily time-weighted basis, including cash, dividends and earnings distributions and broker commissions. Manager returns include trades and positions that fail Covestor's trading rules, as a result, actual client returns will differ. Covestor advisory fees are simulated and applied retro-actively to present the portfolio return "net-of-fees".
  3. Average client returns are calculated by Covestor and are composed of the average, time-weighted returns of all active client investments (some of which may contain investment restrictions) to the underlying portfolio. These daily average returns are then linked together for the timeframe presented. These returns include cash, dividends, earnings distributions, brokerage commissions and Covestor advisory fees.
  4. All graph data is as of the end of day for the referenced period, unless otherwise specified. The investment minimum is the minimum investment required to follow a particular portfolio. The minimum amount is determined by Covestor, based on the characteristics of the underlying portfolio. It should not be considered as specific investment advice for your investment situation.
  5. The performance charts are provided for informational purposes only, and should not be used as the basis for making an investment decision. Variables such as corporate actions or foreign exchange may affect daily performance displays. We rely on mathematical formulas, computer programs, and pricing information from third-party vendors to provide these returns. Neither Covestor nor any of its data or content providers shall be liable for any errors in this information or any actions taken by you in reliance upon this information.
  6. Benchmark returns have been calculated by Covestor using a time-weighted calculation of daily index valuations. Benchmarks presented are total return and therefore inclusive of cash, dividends and earnings distributions but not transaction costs. More
  7. Leverage indicates the level of margin utilized and is calculated by dividing gross exposure by portfolio net liquidation value.
  8. All Portfolio Manager information including personal data, profiles, strategies, monthly investment reports, and historical results outside of Covestor has been provided by the Portfolio Manager. Covestor makes no representation or warranty of its accuracy, completeness or relevance and it does not represent the opinions of Covestor. Transaction history is available upon request. Portfolio classifications are provided by Covestor, and are intended to serve as a general guide.
  9. Transactions that are marked as "Replicable" passed Covestor's trading rules and were eligible for replication at the time of execution, subject to individual client constraints. Eligibility for replication may change over time. Actual client investment trade activity may vary.
  10. Index returns do not reflect any management fees, transaction costs or expenses. Individuals cannot invest directly in an Index.