Everyday Capital Profile Picture Individual Investor

Everyday Capital

Everyday Capital

Everyday Portfolio

At Everyday Capital Strategies, LLC the goal of our portfolio is to offer an equity investment strategy that is geared toward growth but demonstrates less volatility than the overall equity market.  The portfolio is uses an active trading approach, as opposed to passive buy and hold mutual fund or index funds that closely track the market's movements.

Risk score

Risk Score 3

Best 30 days


Worst 30 days


  • -2.1%
    30 day
  • -1.6%
    90 day
  • 3.9%
    365 day
    July 28, 2011
Monthly vs S&P500
Everyday Capital - Everyday Portfolio Monthly vs S&P500
-6.0% 12 months

Portfolio currently closed to new investors. Let me know if space becomes available.

  • $10,000 investment min
  • Margin account required
  • 0.5% fee


  • Debt Fund
  • Equity Fund

Top 5 securities View all


Portfolio commentary

  1. The stock market gets choppy as the Fed retreats

    6 February 2015

    Looking for less volatile assets in a stormy market sea.

  2. Adding equities, as this bull move does not appear to be over 9 February 2012
  3. Looking to increase our equities exposure 9 January 2012
  4. Adding a Malaysia ETF for the end of the year 15 December 2011
  5. Staying in bonds and gold amid this high volatility 17 November 2011

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Performance detail

  • Manager (net of fees)
  • Dow Jones Moderate


Covestor inception July 28, 2011

as of May 27, 2015 Manager (net of fees) Dow Jones Moderate S&P 500
Past 30 days -2.1% -0.8% 0.9%
Past 90 days -1.6% 0.7% 1.1%
Past 365 days 3.9% 5.2% 13.4%
Since Covestor inception (Annualized) 6.5% 7.9% 16.1%
2015 (YTD) 0.0% 3.4% 4.0%
2014 6.5% 5.4% 13.7%
2013 15.1% 14.4% 32.4%
2012 3.8% 11.3% 16.0%

Risk metrics

Last 365 days

as of May 27, 2015 Manager (net of fees) Dow Jones Moderate S&P 500
Best 30 days 5.6% 4.0% 9.7%
Worst 30 days -4.3% -3.9% -6.7%
Volatility 6.6% 5.7% 11.8%
Sharpe Ratio 0.59 0.92 1.14
Sortino Ratio 0.80 1.22 1.65
Maximum Drawdown -6.6% -5.1% -7.3%
Value-at-risk (95%, 1 week) -1.5% -1.3% -2.7%
vs. Dow Jones Moderate vs. S&P 500
Information Ratio - 0.19 - 0.81
Alpha 1.7% 1.8%
Beta 0.46 0.17
R-Squared 0.15 0.09

Portfolio currently closed to new investors. Let me know if space becomes available.

  • $10,000 investment min
  • Margin account required
  • 0.5% fee

Latest transactions View all

Average trades per month 7.0
Executed Symbol Security Replicable Type Price
04/30/15 SHY iShares 1-3 Year Treasury Bond ETF Yes Buy $84.88
04/30/15 TIP iShares TIPS Bond ETF Yes Buy $114.35
04/30/15 VWO Vanguard FTSE Emerging Markets ETF Yes Buy $43.93
04/30/15 VXUS Vanguard Total International Stock ETF Yes Buy $52.73
04/30/15 IEF iShares 7-10 Year Treasury Bond ETF Yes Sell $107.53
04/30/15 VNQ Vanguard REIT ETF Yes Sell $79.20
04/30/15 VB Vanguard Small-Cap ETF Yes Sell $120.09
03/31/15 IEF iShares 7-10 Year Treasury Bond ETF Yes Buy $108.35

Important Information

  1. Past performance is no guarantee of future results.
  2. Performance of the portfolio manager's account is calculated by Covestor on a daily time-weighted basis, including cash, dividends and earnings distributions and broker commissions. Manager returns include trades and positions that fail Covestor's trading rules, as a result, actual client returns will differ. Covestor advisory fees are simulated and applied retro-actively to present the portfolio return "net-of-fees".
  3. Average client returns are calculated by Covestor and are composed of the asset-weighted average returns of all active client investments (some of which may contain investment restrictions) to the underlying portfolio. These daily average returns are then linked together for the timeframe presented. These returns include cash, dividends, earnings distributions, brokerage commissions and Covestor advisory fees.
  4. All graph data is as of the end of day for the referenced period, unless otherwise specified. The investment minimum is the minimum investment required to follow a particular portfolio. The minimum amount is determined by Covestor, based on the characteristics of the underlying portfolio. It should not be considered as specific investment advice for your investment situation.
  5. The performance charts are provided for informational purposes only, and should not be used as the basis for making an investment decision. Variables such as corporate actions or foreign exchange may affect daily performance displays. We rely on mathematical formulas, computer programs, and pricing information from third-party vendors to provide these returns. Neither Covestor nor any of its data or content providers shall be liable for any errors in this information or any actions taken by you in reliance upon this information.
  6. Benchmark returns have been calculated by Covestor using a time-weighted calculation of daily index valuations. Benchmarks presented are total return and therefore inclusive of cash, dividends and earnings distributions but not transaction costs. More
  7. Leverage indicates the level of margin utilized and is calculated by dividing gross exposure by portfolio net liquidation value.
  8. All Portfolio Manager information including personal data, profiles, strategies, monthly investment reports, and historical results outside of Covestor has been provided by the Portfolio Manager. Covestor makes no representation or warranty of its accuracy, completeness or relevance and it does not represent the opinions of Covestor. Transaction history is available upon request. Portfolio classifications are provided by Covestor, and are intended to serve as a general guide.
  9. Transactions that are marked as "Replicable" passed Covestor's trading rules and were eligible for replication at the time of execution, subject to individual client constraints. Eligibility for replication may change over time. Actual client investment trade activity may vary.
  10. Index returns do not reflect any management fees, transaction costs or expenses. Individuals cannot invest directly in an Index.