BSG&L Financial Profile Picture
Manager Disclosure Document

BSG&L Financial Services

Investment Adviser

BSG&L Financial Services
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Investment portfolio

BSG&L Financial Services Pure Growth

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  • Strategy
    Stock selection
Sharpe ratio
-0.77

365 days

Manager performance
0.00070,0.00121,0.00480,-0.00535,0.01246,-0.00286,0.00498,-0.00634,-0.00661,-0.01288,-0.00610,-0.01272,0.00273,0.00847,0.01076,-0.00744,0.00438,-0.00690,-0.00408,0.00910,-0.01504,0.00229,0.01395,0.00226,0.00248,0.01445,0.00422,-0.01005,-0.01834,0.01194,0.01402,-0.02388,-0.00744,0.01212,0.00448,0.01684,0.00756,0.00434,-0.00265,-0.00272,0.00534,-0.00913,0.00068,0.00161,0.00059,-0.00412,0.00606,0.00199,-0.00276,0.00395,-0.02223,0.00361,0.01325,0.00315,-0.00520,-0.00883,0.00064,0.00532,-0.01107,0.01101,0.00502,0.00492,0.00413,-0.00075,0.01142,-0.00621,0.00400,0.00412,0.00341,0.01072,0.00991,0.00655,-0.00277,-0.00110,-0.00323,0.00428,0.00186,0.00223,0.00576,-0.00011,0.00579,0.00073,-0.01980,0.00768,0.00030,0.00890,0.00442,0.00448,-0.00308,0.00823,-0.00827,-0.00229,0.00087,-0.01348,-0.00317,0.00166,-0.00846,0.01178,-0.02023,0.01076,-0.00172,0.00635,0.00185,-0.00412,-0.00181,-0.00247,-0.00692,-0.01189,-0.02663,-0.00494,0.01461,-0.01399,-0.00665,-0.00237,0.01324,0.00754,-0.00991,0.00600,-0.00397,0.00541,0.01274,0.00557,0.00465,0.00185,-0.00592,0.01015,0.00136,-0.00052,-0.00197,0.00539,-0.00456,-0.00271,-0.01203,0.00394,-0.00926,-0.00597,0.00471,0.00736,-0.01330,-0.00012,0.00491,-0.00113,-0.00826,-0.00588,-0.01344,-0.00537,0.00601,-0.02101,0.00906,-0.00390,-0.01293,-0.02504,-0.00101,-0.00543,-0.00309,-0.02303,0.00874,-0.03655,-0.01992,-0.02323,0.00173,0.00236,0.02524,0.00485,0.01100,0.02701,-0.02232,0.02248,-0.00363,-0.02089,0.02523,-0.00153,-0.00398,0.01207,-0.00494,-0.02099,0.01332,0.00728,0.01093,-0.00752,-0.00115,0.00292,-0.01870,0.00997,-0.00474,0.01144,-0.00837,0.01629,0.01199,-0.00581,-0.00472,-0.00760,-0.05907,-0.02216,0.00733,0.01413,-0.01402,-0.00707,-0.03650,0.01427,-0.03331,-0.00495,-0.02442,-0.01934,0.01949,0.03420,0.02052,0.01792,0.00002,0.00154,-0.00529,0.00518,0.00108,-0.00810,-0.01199,0.00371,-0.03872,-0.01310,0.00244,0.02835,-0.00639,-0.02258,-0.00510,-0.00432,-0.01621,0.01903,-0.00076,0.02015,0.01083,-0.00840,0.01028,-0.01448,-0.01654,0.00874,-0.00021,0.03337,0.03344,-0.01736,0.01553,-0.00311,0.00384,-0.00825,-0.00166,0.01501,0.01348,0.00717,-0.00239,-0.00239,0.00227,-0.00310,0.00246,-0.00185:#0c3557:Manager 0.00022,0.00509,0.00280,-0.00733,0.01529,0.00014,0.00189,0.00062,-0.00040,-0.00504,0.00056,-0.01157,-0.00280,0.00961,0.00725,-0.00613,0.00606,-0.00293,-0.00486,0.00451,-0.00697,-0.00173,0.00468,0.00797,0.00711,0.00303,-0.00111,-0.01250,-0.01075,0.00408,0.01101,-0.02088,-0.00939,0.00822,0.00676,0.01052,0.00141,0.00000,0.00379,0.00409,-0.00209,0.00174,-0.00809,0.00330,0.00478,0.00304,-0.00008,-0.00135,0.00195,-0.00897,0.00604,-0.00112,0.00170,0.00971,0.00067,-0.00451,-0.00917,0.00375,0.00392,-0.00647,0.00826,0.00250,0.00426,0.00000,0.00600,-0.00096,0.00549,0.00185,0.00082,-0.00033,0.00207,0.00659,0.00477,0.00099,-0.00024,-0.00343,-0.00680,0.00315,0.00084,0.00219,0.00773,0.00142,0.00174,-0.00013,-0.00635,0.00492,-0.00101,0.00197,-0.00033,0.00686,0.00072,0.00548,0.00000,-0.00388,-0.00676,0.00470,-0.00413,0.00157,0.00485,-0.00193,0.00432,-0.01174,0.01027,-0.00229,0.00502,0.00176,0.00050,-0.00483,0.00029,-0.00448,0.00022,-0.01994,-0.00286,0.00719,-0.00959,0.00032,-0.00532,0.01156,0.00294,-0.00158,0.00696,0.00440,0.00006,0.00859,0.00520,0.00254,0.00297,-0.00186,0.00480,0.00106,0.00026,-0.00156,0.00340,0.00000,-0.00050,-0.00060,-0.00151,0.00506,-0.00290,-0.00653,0.00375,0.00116,-0.00594,-0.00070,0.00750,0.00132,0.00503,-0.00046,-0.00801,-0.00567,0.00785,-0.01617,0.00876,-0.00246,-0.00273,-0.01316,0.00009,0.01118,-0.00154,-0.01512,0.01781,-0.02061,-0.01135,-0.01647,0.00159,-0.00801,0.00018,0.01288,0.00916,0.01959,-0.00719,0.01230,0.00706,-0.00149,0.01194,-0.00128,0.00630,0.01174,-0.00011,-0.00283,0.00605,0.00408,0.00054,0.00318,0.00070,-0.00041,0.00061,0.00036,0.00079,0.00533,-0.00144,0.00201,0.00538,0.00288,-0.00104,0.00304,0.00000,-0.00250,-0.00679,0.00644,0.00403,-0.00115,0.00167,-0.00711,-0.00023,-0.01628,0.00481,-0.01617,-0.00631,-0.00849,0.02040,0.02417,0.00457,0.00395,0.00180,-0.00010,0.00000,0.00331,0.00103,-0.00477,-0.01031,0.00000,-0.00020,-0.01822,-0.00889,0.01194,0.01791,-0.00840,-0.00809,-0.00248,-0.00578,-0.00922,0.01344,0.00000,0.00158,0.00485,0.01528,-0.00549,0.00258,-0.01339,-0.01341,0.00961,-0.01298,0.01299,0.01446,-0.00386,0.01049,-0.00315,-0.00420,0.01072,0.00032,0.00989,0.00416,0.00000,0.00175,-0.00027,-0.00090,0.00625,-0.00029,0.00279,-0.00060:#c8c8c8:S&P_500
-15.3%

365 days

Risk score

1.5% fee
$20,000 minimum


BSG&L Financial Services Growth Plus Income

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  • Strategy
    Yield
Sharpe ratio
-0.17

365 days

Manager performance
0.00734,0.00490,0.00106,-0.00151,0.00380,-0.00215,-0.00037,-0.00503,-0.00257,-0.00942,-0.00499,-0.01155,0.00117,0.00556,0.00440,-0.00662,0.00679,0.00622,-0.00359,0.00937,-0.00643,0.00135,0.00755,0.00426,0.00725,0.00921,-0.00039,-0.00358,-0.00970,0.00495,0.00620,-0.01441,-0.00281,0.00618,0.00165,0.00705,0.00328,0.00371,0.00215,0.00005,0.00673,-0.00660,0.00529,0.01108,0.00025,0.00056,-0.00103,0.00755,-0.00254,0.00520,-0.00557,-0.00228,0.00743,-0.00222,0.00096,-0.00142,0.00320,0.00209,-0.00461,0.00358,0.00405,0.00209,0.00388,0.00001,0.00747,-0.00174,0.00442,-0.00031,0.00045,0.00379,0.00431,0.00376,-0.00397,-0.00069,-0.00304,0.00309,0.00556,0.00183,0.00140,0.00548,0.00455,0.00751,-0.00901,0.00506,0.00002,0.00589,0.00129,0.00534,0.00082,0.00164,-0.00391,-0.00941,0.00523,-0.00657,-0.00050,0.00422,-0.00268,0.01262,-0.00990,0.00195,0.00266,0.00658,0.00205,-0.00268,0.00113,0.00326,-0.00462,-0.00824,-0.01963,-0.00474,0.00854,-0.01637,-0.00086,-0.00125,0.00886,0.01908,-0.00626,0.00520,0.00348,0.00751,0.00442,0.00537,0.00526,0.00101,-0.00498,0.00782,0.00183,-0.00045,-0.00172,0.00467,-0.00091,-0.00529,-0.01039,0.00168,-0.00678,-0.00177,0.00127,0.00017,-0.01327,-0.00274,0.00471,-0.00005,0.00392,-0.00507,-0.01268,-0.00517,-0.00201,-0.01840,0.01258,-0.00315,-0.00792,-0.01552,0.00038,-0.00465,0.00045,-0.01466,0.00178,-0.02630,-0.01324,-0.02986,-0.00944,0.01306,0.02726,0.00288,0.01008,0.02169,-0.01015,0.01317,0.00072,-0.01228,0.01481,-0.00193,-0.00430,0.01066,0.00107,-0.02165,0.00530,0.00528,0.01225,-0.00232,-0.00039,-0.00048,-0.00788,0.01336,-0.00136,0.00876,-0.00380,0.00676,0.01572,-0.00300,-0.00609,-0.00834,-0.04200,-0.02402,0.00672,0.01556,-0.00626,-0.00805,-0.02808,0.00952,-0.02939,-0.00113,-0.02746,-0.02064,0.01493,0.02994,0.01721,0.01016,-0.00473,0.00791,-0.00196,0.00504,0.00080,-0.00425,-0.00830,0.00743,-0.03348,-0.00992,0.00009,0.02313,-0.00928,-0.01914,-0.01022,-0.00106,-0.00761,0.02015,0.00020,0.01586,0.00405,-0.00583,0.00386,-0.01137,-0.01384,0.00595,-0.00036,0.01134,0.02463,-0.01304,0.01485,-0.00073,0.00699,0.00115,-0.00827,0.00970,0.01520,0.00248,-0.00104,0.00022,0.00144,-0.00434,0.00382,-0.00650:#0c3557:Manager 0.00022,0.00509,0.00280,-0.00733,0.01529,0.00014,0.00189,0.00062,-0.00040,-0.00504,0.00056,-0.01157,-0.00280,0.00961,0.00725,-0.00613,0.00606,-0.00293,-0.00486,0.00451,-0.00697,-0.00173,0.00468,0.00797,0.00711,0.00303,-0.00111,-0.01250,-0.01075,0.00408,0.01101,-0.02088,-0.00939,0.00822,0.00676,0.01052,0.00141,0.00000,0.00379,0.00409,-0.00209,0.00174,-0.00809,0.00330,0.00478,0.00304,-0.00008,-0.00135,0.00195,-0.00897,0.00604,-0.00112,0.00170,0.00971,0.00067,-0.00451,-0.00917,0.00375,0.00392,-0.00647,0.00826,0.00250,0.00426,0.00000,0.00600,-0.00096,0.00549,0.00185,0.00082,-0.00033,0.00207,0.00659,0.00477,0.00099,-0.00024,-0.00343,-0.00680,0.00315,0.00084,0.00219,0.00773,0.00142,0.00174,-0.00013,-0.00635,0.00492,-0.00101,0.00197,-0.00033,0.00686,0.00072,0.00548,0.00000,-0.00388,-0.00676,0.00470,-0.00413,0.00157,0.00485,-0.00193,0.00432,-0.01174,0.01027,-0.00229,0.00502,0.00176,0.00050,-0.00483,0.00029,-0.00448,0.00022,-0.01994,-0.00286,0.00719,-0.00959,0.00032,-0.00532,0.01156,0.00294,-0.00158,0.00696,0.00440,0.00006,0.00859,0.00520,0.00254,0.00297,-0.00186,0.00480,0.00106,0.00026,-0.00156,0.00340,0.00000,-0.00050,-0.00060,-0.00151,0.00506,-0.00290,-0.00653,0.00375,0.00116,-0.00594,-0.00070,0.00750,0.00132,0.00503,-0.00046,-0.00801,-0.00567,0.00785,-0.01617,0.00876,-0.00246,-0.00273,-0.01316,0.00009,0.01118,-0.00154,-0.01512,0.01781,-0.02061,-0.01135,-0.01647,0.00159,-0.00801,0.00018,0.01288,0.00916,0.01959,-0.00719,0.01230,0.00706,-0.00149,0.01194,-0.00128,0.00630,0.01174,-0.00011,-0.00283,0.00605,0.00408,0.00054,0.00318,0.00070,-0.00041,0.00061,0.00036,0.00079,0.00533,-0.00144,0.00201,0.00538,0.00288,-0.00104,0.00304,0.00000,-0.00250,-0.00679,0.00644,0.00403,-0.00115,0.00167,-0.00711,-0.00023,-0.01628,0.00481,-0.01617,-0.00631,-0.00849,0.02040,0.02417,0.00457,0.00395,0.00180,-0.00010,0.00000,0.00331,0.00103,-0.00477,-0.01031,0.00000,-0.00020,-0.01822,-0.00889,0.01194,0.01791,-0.00840,-0.00809,-0.00248,-0.00578,-0.00922,0.01344,0.00000,0.00158,0.00485,0.01528,-0.00549,0.00258,-0.01339,-0.01341,0.00961,-0.01298,0.01299,0.01446,-0.00386,0.01049,-0.00315,-0.00420,0.01072,0.00032,0.00989,0.00416,0.00000,0.00175,-0.00027,-0.00090,0.00625,-0.00029,0.00279,-0.00060:#c8c8c8:S&P_500
-2.6%

365 days

Risk score

1.5% fee
$20,000 minimum


Portfolio commentary

  1. Why oil prices will rebound by year-end

    20 February 2015

    Oil prices may bounce back to the $80-per-barrel range by end of 2015.

  2. Energy stocks built to survive the oil price collapse 13 February 2015
  3. The global flight to quality lifts the dollar 2 February 2015
  4. Energy price decline will likely proved short-lived 23 December 2014
  5. Energy stocks sell-off is a buying opportunity 24 November 2014

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Important Information

1. Performance of the portfolio manager's account is calculated by Covestor on a daily time-weighted basis, including cash, dividends and earnings distributions and broker commissions. Manager returns include trades and positions that fail Covestor's trading rules, as a result, actual client returns will differ. Covestor advisory fees are simulated and applied retro-actively to present the portfolio return "net-of-fees".

2. Past performance is no guarantee of future results. Periodic and since inception performance returns are calculated daily. Monthly vs. S&P 500 return and the corresponding spark chart is calculated to the most recent month end date.

3. The investment minimum is the minimum investment required to follow a particular portfolio. The minimum amount is determined by Covestor, based on the characteristics of the underlying portfolio. It should not be considered as specific investment advice for your investment situation.