BSG&L Financial Services Profile Picture Investment Adviser

BSG&L Financial Services

BSG&L Financial Services

  • EducationUniversity of Houston; Louisiana Tech
  • QualificationsMBA, BS, CFP
  • Investment Experience16 years
  • Founded2003

Growth Plus Income

Our Growth Plus Income portfolio seeks to target an annual yield of 5%. We use both dividend-paying stocks and bond Exchange-Traded Funds (ETFs) in this growth- and income-oriented portfolio.

The equity portion of the portfolio holds positions in multiple industry sectors. The income portion includes commodity trusts, Real Estate Investment Trusts (REITs), Master Limited Partnerships (MLPs) and ETFs.

Risk score

Risk Score 4

Best 30 days


Worst 30 days


  • -1.6%
    30 day
  • -3.8%
    90 day
  • -27.9%
    365 day
    April 18, 2010
Monthly vs S&P500
BSG&L Financial Services - Growth Plus Income Monthly vs S&P500
-30.5% 12 months
  • $20,000 investment min
  • 1.5% fee


  • Industrial
  • MLP
  • Energy
  • Technology
  • Communications

Top 5 securities View all


Portfolio commentary

  1. How to play energy sector heading into 2016

    19 November 2015

    Investors with a long time horizon will find bargains

  2. Green shoots emerging in energy markets 23 September 2015
  3. Stick with cash-rich stocks amid uncertainty 26 August 2015
  4. Why US economy still outshines Europe and Asia 29 July 2015
  5. Energy slump takes toll on economy 26 June 2015

show more

Performance detail

  • Manager (net of fees)


Covestor inception April 18, 2010

as of November 27, 2015 Manager (net of fees) S&P 500
Past 30 days -1.6% 0.2%
Past 90 days -3.8% 5.7%
Past 365 days -27.9% 3.0%
Since Covestor inception (Annualized) 1.2% 12.9%
2015 (YTD) -20.9% 3.5%
2014 -5.0% 13.7%
2013 11.7% 32.4%
2012 5.2% 16.0%
2011 -5.7% 2.1%

Risk metrics

Last 365 days

as of November 27, 2015 Manager (net of fees) S&P 500
Best 30 days 10.0% 11.2%
Worst 30 days -11.0% -10.0%
Volatility 19.6% 15.2%
Sharpe Ratio - 1.43 0.18
Sortino Ratio - 2.20 0.26
Maximum Drawdown -33.1% -12.0%
Value-at-risk (95%, 1 week) -4.5% -3.5%
vs. S&P 500
Information Ratio - 2.53
Alpha -34.7%
Beta 1.01
R-Squared 0.61
  • $20,000 investment min
  • 1.5% fee

Latest transactions View all

Average trades per month 0.7
Executed Symbol Security Type Price
03/12/15 HD Home Depot Inc/The Buy $115.71
03/12/15 DIS Walt Disney Co/The Buy $106.39
06/17/14 LINE Linn Energy LLC Buy $31.27
06/17/14 APC Anadarko Petroleum Corp Buy $107.58
01/14/14 PSEC Prospect Capital Corp Buy $11.19
01/14/14 EMR Emerson Electric Co Buy $68.85
09/12/13 ETN Eaton Corp PLC Buy $67.24
09/12/13 KMP Kinder Morgan Energy Partners LP Buy $79.94

Important Information

  1. Past performance is no guarantee of future results.
  2. Performance of the Portfolio Manager's account is calculated by Covestor on a daily time-weighted basis, including cash, dividends and earnings distributions and broker commissions. Manager returns include trades and positions that fail Covestor's trading rules, as a result, actual client returns will differ. Covestor advisory fees are simulated and applied retro-actively to present the portfolio return "net-of-fees".
  3. Average client returns are calculated by Covestor and are composed of the asset-weighted average returns of all active client investments (some of which may contain investment restrictions) to the underlying portfolio. These daily average returns are then linked together for the timeframe presented. These returns include cash, dividends, earnings distributions, brokerage commissions and Covestor advisory fees.
  4. All graph data is as of the end of day for the referenced period, unless otherwise specified. The investment minimum is the minimum investment required to follow a particular portfolio. The minimum amount is determined by Covestor, based on the characteristics of the underlying portfolio. It should not be considered as specific investment advice for your investment situation.
  5. The performance charts are provided for informational purposes only, and should not be used as the basis for making an investment decision. Variables such as corporate actions or foreign exchange may affect daily performance displays. We rely on mathematical formulas, computer programs, and pricing information from third-party vendors to provide these returns. Neither Covestor nor any of its data or content providers shall be liable for any errors in this information or any actions taken by you in reliance upon this information.
  6. Benchmark returns have been calculated by Covestor using a time-weighted calculation of daily index valuations. Benchmarks presented are total return and therefore inclusive of cash, dividends and earnings distributions but not transaction costs. More
  7. Leverage indicates the level of margin utilized and is calculated by dividing gross exposure by portfolio net liquidation value.
  8. All Portfolio Manager information including personal data, profiles, strategies, monthly investment reports, and historical results outside of Covestor has been provided by the Portfolio Manager. Covestor makes no representation or warranty of its accuracy, completeness or relevance and it does not represent the opinions of Covestor. Transaction history is available upon request. Portfolio classifications are provided by Covestor, and are intended to serve as a general guide.
  9. Not all transactions listed will appear in your account due to Covestor's trading rules and individual client constraints. Eligibility of these securities is monitored periodically, and may change over time. Actual client investment holdings may vary.
  10. Index returns do not reflect any management fees, transaction costs or expenses. Individuals cannot invest directly in an Index.