BSG&L Financial Services

Growth Plus Income



  • Strategy ETFs / Funds
Our Growth Plus Income portfolio seeks to target an annual yield of 5%. We use both dividend-paying stocks and bond Exchange-Traded Funds (ETFs) in this growth- and income-oriented portfolio.

The equity portion of the portfolio holds positions in multiple industry sectors. The income portion includes commodity trusts, Real Estate Investment Trusts (REITs), Master Limited Partnerships (MLPs) and ETFs.
We employ top-down analysis to target specific sectors for inclusion in the portfolio and bottom up analysis to pick individual equities within those sectors.
We primarily conduct our own fundamental research. Our third-party research comes from Morningstar, S&P Research, and several industry-specific investment newsletters.
We tend to invest in industry groups and sectors that we believe will outperform. We typically include income-generating positions in the portfolio.
We close positions as they become overpriced or if their price-to-earnings-to-growth (PEG) ratios are over 2. Income-oriented positions will be held as long as we believe that the company can continue to pay dividends.
We keep an eye on companies that may raise their cash distributions to shareholders. We will determine our strategy with regard to these holdings on a case-by-case basis.

Performance

2.7%

Month to date

MTD

2.7%

Quarter to date

QTD

2.7%

Year to date

YTD

Quarterly vs S&P500

Quarterly vs S&P500

Risk score

  • 30.0%

    Best quarter

  • -19.0%

    Worst quarter

    • 1.5% fee
    • $20,000 min

Performance detail

Performance Portfolio inception April 18, 2010

as of January 17, 2017 Manager (net of fees ) S&P 500
Month-to-date 2.7% 1.3%
Quarter-to-date 2.7% 1.3%
Last 365 Days 40.1% 20.6%
Since inception (Annualized) 2.6% 10.0%
2017 (YTD) 2.7% 1.3%
2016 21.1% 9.5%
2015 -29.5% -0.7%
2014 -5.0% 11.4%
2013 11.7% 29.6%
2012 5.2% 13.4%
2011 -5.7% -0.0%

Risk metrics Last 365 days

as of January 17, 2017 Manager (net of fees ) S&P 500
Volatility 18.5% 12.2%
Sharpe Ratio 2.14 1.65
Sortino Ratio 3.32 2.29
Maximum Drawdown -7.9% -5.7%
Value-at-risk (95%, 1 week) -4.3% -2.8%
vs. S&P 500
Information Ratio 1.74
Alpha 11.5%
Beta 1.23
R-Squared 0.65

Exposure

20.1%
17.5%
13.1%
12.8%
10.4%
  • Industrial
  • MLP
  • Energy
  • Technology
  • Basic Materials

Top 5 securities

12.8%
8.4%
7.1%
7.1%
6.8%
View all

Portfolio commentary

  1. Profile Picture Stocks for an age of energy abundance February 18, 2016

    Cheap energy has a big upside for some industrial companies

  2. Profile Picture In turbulent times, patient investors win January 21, 2016
  3. Profile Picture How to play energy sector heading into 2016 November 19, 2015
  4. Profile Picture Green shoots emerging in energy markets September 23, 2015
  5. Profile Picture Stick with cash-rich stocks amid uncertainty August 26, 2015
Show more

Latest transactions Average trades per month 0.6

Executed Symbol Security Type Price
March 12, 2015 HD Home Depot Inc/The Buy $115.71
March 12, 2015 DIS Walt Disney Co/The Buy $106.39
June 17, 2014 LINEQ Linn Energy LLC Buy $31.27
June 17, 2014 APC Anadarko Petroleum Corp Buy $107.58
January 14, 2014 PSEC Prospect Capital Corp Buy $11.19
January 14, 2014 EMR Emerson Electric Co Buy $68.85
September 12, 2013 ETN Eaton Corp PLC Buy $67.24
September 12, 2013 KMP Kinder Morgan Energy Partners LP Buy $79.94
View all

Important Information

  1. Past performance is no guarantee of future results.
  2. Performance of the Portfolio Manager's account is calculated by Covestor on a daily time-weighted basis, including cash, dividends and earnings distributions and reflects the deduction of broker commissions. Manager returns include trades and positions that fail Covestor's trading rules, as a result, actual client returns will differ. Covestor advisory fees are simulated and applied retroactively to present the portfolio return "net-of-fees".
  3. Average client returns are calculated by Covestor and are composed of the asset-weighted daily average returns of all active client investments (some of which may contain investment restrictions) to the underlying portfolio. These daily average returns are then linked together for the timeframe presented. These returns include cash, dividends, and earnings distributions, and reflect the deduction of Covestor advisory fees, brokerage and other commissions and expenses actually paid by clients.
  4. All graph data is as of the end of day for the referenced period, unless otherwise specified. The investment minimum is the minimum investment required to follow a particular portfolio. The minimum amount is determined by Covestor, based on the characteristics of the underlying portfolio. It should not be considered as specific investment advice for your investment situation.
  5. The performance charts are provided for informational purposes only, and should not be used as the basis for making an investment decision. We rely on mathematical formulas, computer programs, and pricing information from third-party vendors to provide these returns. Neither Covestor nor any of its data or content providers shall be liable for any errors in this information or any actions taken by you in reliance upon this information.
  6. Benchmark returns displayed have been calculated by Covestor using daily benchmark prices and do not include dividend income. More information here. For certain portfolios Covestor uses an index as a benchmark, while for others it uses an investable exchange traded fund (ETF) as a benchmark. Index returns do not reflect the deduction of any management fees, transaction costs or expenses. Individuals cannot invest directly in an index. Investable ETF returns reflect the deduction of (i.e., are net of) management fees, transaction costs and expenses.
  7. Leverage indicates the level of margin utilized and is calculated by dividing gross exposure by portfolio net liquidation value.
  8. All Portfolio Manager information including personal data, profiles, strategies, monthly investment reports, and historical results outside of Covestor has been provided by the Portfolio Manager. Covestor makes no representation or warranty of its accuracy, completeness or relevance and it does not represent the opinions of Covestor. Transaction history of Portfolio Managers is available upon request. Portfolio classifications are provided by Covestor, and are intended to serve as a general guide.
  9. Not all transactions listed will appear in accounts due to Covestor's trading rules and individual client constraints. Eligibility of these securities is monitored periodically, and may change over time. Actual client investment holdings may vary.