401 Advisor Profile Picture

401 Advisor

Investment Adviser

Bill Deshurko founded 401 Advisor in 2003 after becoming frustrated by losses incurred through a typical "buy and hold" approach. He developed a strategy primarily for retirees and other investors who need a high monthly income to maintain their lifestyle. The strategy is also suited for conservative investors who can receive growth through reinvested dividends.

Investment process

Bill identifies high yielding securities that have the financial ability to maintain a dividend. He looks for modest dividend companies that have shown a history of raising dividends. He likely will keep 20% of portfolio liquid for hedging purposes to maintain principal.

Company background

Bill started this portfolio in response to clients' needs. His clients have worked too hard to go through retirement living off of 1%-2% yields from the bank, or to risk their capital by investing in growth investments that haven't grown.

Personal Interests

Lacrosse coach for middle school boys. Enjoy sailing and tennis.

Investment models

  • 401 Advisor Dividend and Income Plus

    See full details
    • Allocation Strategy Long-Short
    • Approach Fundamental
    • Asset Class Multi Asset Class
    • Geography US
    • Style Yield
    Performance
    • 3.2%
      90 day
    • 10.0%
      365 day
    Avg. Sub.
    • 2.9%
      90 day
    Monthly vs S&P500
    401 advisor - dividend and income plus
    -10.0% 12 months
    3
    1.5% fee
Important Information

1. Performance of the model manager’s account is calculated by Covestor on a daily time-weighted basis, including cash and broker commissions. More

2. Past performance is no guarantee of future results. Periodic and since inception performance returns are calculated daily. Monthly vs. S&P 500 return and the corresponding spark chart is calculated to the most recent month end date.

3. The subscription minimum is the minimum subscription required to follow a particular model. The minimum amount is determined by Covestor, based on the characteristics of the underlying model. It should not be considered as specific investment advice for your investment situation.