401 Advisor Profile Picture
  • Education University of Rochester
  • Qualifications BA Economics
  • Job Title Founder
  • Industry Financial Services
  • Investment Experience 20+ years - Winner of the 2008 Charles H. Dow award
  • Founded 1993
  • Company Name 401 Advisor
  • Number of Employees 4
  • Blog http://www.deshurkoblog.…
  • 203 West Franklin Street
  • Centerville
  • Ohio
  • 45459
Manager Disclosure Document

401 Advisor

Investment Adviser

Investment portfolio

401 Advisor Dividend and Income Plus

See full details
  • Strategy
    Yield
Sharpe ratio
1.21

365 days

Manager performance
0.00147,0.00321,0.00274,-0.00410,0.00279,0.00240,-0.00036,-0.00261,-0.00006,0.00496,0.00539,0.00006,-0.00040,0.00066,-0.00057,0.00889,0.00235,0.00139,0.00410,0.00101,0.00179,0.00328,-0.00217,0.00287,-0.00022,0.00305,-0.00256,0.00261,0.00056,0.00255,-0.00066,-0.00332,0.00120,0.00031,0.00170,0.00165,-0.00047,0.01688,-0.00598,0.00256,0.00084,0.00440,-0.00014,-0.00012,-0.00029,-0.00127,-0.00182,-0.00213,-0.01301,-0.00226,0.00575,-0.00856,-0.00171,0.00013,0.00390,0.00361,0.00107,0.00662,-0.00051,0.00137,0.00481,0.00167,0.00035,0.00526,-0.00170,0.00035,-0.00008,-0.00099,-0.00156,0.00140,-0.00266,-0.00112,0.00106,0.00135,0.00071,-0.00299,-0.00039,0.00032,-0.00368,-0.00321,0.00452,0.00022,0.00241,-0.00094,-0.00632,-0.00270,0.00369,-0.00991,0.00000,0.00000,-0.00091,-0.00035,0.00000,0.00000,0.00000,0.00000,0.00000,0.00000,0.00000,0.00000,0.00000,0.00000,0.00000,0.00000,0.00022,0.00262,-0.00147,0.00124,0.00086,-0.00171,0.00283,0.00133,0.00108,0.00140,-0.00226,-0.00271,-0.00008,0.00040,0.00428,0.00330,-0.00277,0.00013,-0.00286,0.00183,0.00095,0.00615,-0.00201,0.00392,0.00158,-0.00118,-0.00112,0.00292,-0.00686,-0.01377,0.00493,0.00144,-0.00222,0.00242,-0.01186,-0.00168,-0.01438,0.00117,-0.01587,-0.00861,-0.00213,0.01628,0.01196,0.00544,-0.00584,0.00141,-0.00006,0.00192,-0.00214,-0.00139,0.00018,-0.00138,-0.01192,-0.00823,0.00935,0.01220,-0.00176,-0.00382,-0.00131,-0.00538,-0.00646,0.00831,0.00017,0.00647,0.01301,-0.00493,0.00621,-0.00100,-0.00984,0.00555,-0.00852,0.00856,0.01276,-0.00256,0.00869,-0.00017,0.00082,-0.00293,-0.00396,0.00704,0.00835,-0.00048,-0.00445,0.00247,0.00538,-0.00184,0.00209,-0.00055,-0.00208,0.00064,0.00592,-0.00051,-0.00144,0.00321,-0.00555,-0.00195,-0.01062,-0.00192,0.00956,-0.00451,0.00454,0.00038,0.00844,-0.00721,0.00626,0.00191,-0.00287,-0.00483,-0.00335,-0.00034,0.00617,-0.00401,0.00219,0.00174,0.00673,-0.00059,0.00340,0.00401,0.00200,-0.00013,0.00365,0.00320,0.00367,-0.00727,0.00094,0.00022,-0.00039,0.00341,-0.00160,-0.00037,0.00220,0.00323,-0.00611,0.00027,0.00234,-0.00464,-0.00305,-0.00818,0.00698,0.00215,-0.00063,0.00394,0.00401,0.00036,0.00400,0.00133,0.00335,-0.00119:#0c3557:Manager 0.00250,0.00426,0.00000,0.00600,-0.00096,0.00549,0.00185,0.00082,-0.00033,0.00207,0.00659,0.00477,0.00099,-0.00024,-0.00343,-0.00680,0.00315,0.00084,0.00219,0.00773,0.00142,0.00174,-0.00013,-0.00635,0.00492,-0.00101,0.00197,-0.00033,0.00686,0.00072,0.00548,0.00000,-0.00388,-0.00676,0.00470,-0.00413,0.00157,0.00485,-0.00193,0.00432,-0.01174,0.01027,-0.00229,0.00502,0.00176,0.00050,-0.00483,0.00029,-0.00448,0.00022,-0.01994,-0.00286,0.00719,-0.00959,0.00032,-0.00532,0.01156,0.00294,-0.00158,0.00696,0.00440,0.00006,0.00859,0.00520,0.00254,0.00297,-0.00186,0.00480,0.00106,0.00026,-0.00156,0.00340,0.00000,-0.00050,-0.00060,-0.00151,0.00506,-0.00290,-0.00653,0.00375,0.00116,-0.00594,-0.00070,0.00750,0.00132,0.00503,-0.00046,-0.00801,-0.00567,0.00785,-0.01617,0.00876,-0.00246,-0.00273,-0.01316,0.00009,0.01118,-0.00154,-0.01512,0.01781,-0.02061,-0.01135,-0.01647,0.00159,-0.00801,0.00018,0.01288,0.00916,0.01959,-0.00719,0.01230,0.00706,-0.00149,0.01194,-0.00128,0.00630,0.01174,-0.00011,-0.00283,0.00605,0.00408,0.00054,0.00318,0.00070,-0.00041,0.00061,0.00036,0.00079,0.00533,-0.00144,0.00201,0.00538,0.00288,-0.00104,0.00304,0.00000,-0.00250,-0.00679,0.00644,0.00403,-0.00115,0.00167,-0.00711,-0.00023,-0.01628,0.00481,-0.01617,-0.00631,-0.00849,0.02040,0.02417,0.00457,0.00395,0.00180,-0.00010,0.00000,0.00331,0.00103,-0.00477,-0.01031,0.00000,-0.00020,-0.01822,-0.00889,0.01194,0.01791,-0.00840,-0.00809,-0.00248,-0.00578,-0.00922,0.01344,0.00000,0.00158,0.00485,0.01528,-0.00549,0.00258,-0.01339,-0.01341,0.00961,-0.01298,0.01299,0.01446,-0.00386,0.01049,-0.00315,-0.00420,0.01072,0.00032,0.00989,0.00416,0.00000,0.00175,-0.00027,-0.00090,0.00625,-0.00029,0.00279,-0.00060,-0.00131,-0.00295,0.00618,-0.00453,-0.00418,0.00124,-0.01405,0.00404,-0.01690,-0.00176,0.01286,-0.00605,0.01355,-0.00332,0.01218,-0.00486,0.00901,-0.00175,-0.00606,-0.01454,-0.00235,0.00256,0.01233,-0.00870,-0.00384,0.00356,0.00000,0.00662,-0.00204,0.00306,0.00446,0.00520,-0.00449,0.00163,0.00515,-0.00076,-0.01131,0.00926,-0.00147,0.00512,0.00246,0.00226,-0.00414,0.00286,-0.00367,-0.01008,0.01092,0.00294,-0.01175,-0.00408,0.00402,0.01348,-0.00489,-0.00290,-0.00009,0.01089,0.00089,0.00311,-0.00044,-0.00082,0.00248:#c8c8c8:S&P_500
9.1%

365 days

Risk score

1.5% fee
$20,000 minimum


401 Advisor Seasonal ETF Growth

See full details
  • Strategy
    ETF rotation
Sharpe ratio
0.94

365 days

Manager performance
0.00250,0.00252,0.00434,-0.00099,0.00375,0.00148,0.00054,-0.00019,0.00176,0.00538,0.00366,0.00078,-0.00065,-0.00460,-0.00500,0.00262,0.00219,0.00153,0.00733,0.00244,-0.00032,-0.00219,-0.00452,0.00282,-0.00040,0.00342,0.00069,0.00420,-0.00294,0.00106,-0.00247,-0.00334,0.00347,-0.00233,0.00000,0.00352,-0.00097,0.00269,-0.00947,0.00786,-0.00256,0.00307,0.00002,0.00092,-0.00469,0.00186,-0.00385,-0.00321,-0.01831,-0.00239,0.00325,-0.00983,-0.00084,-0.00241,0.01251,0.00283,-0.00018,0.00564,0.00416,-0.00121,0.00749,0.00504,0.00264,0.00320,-0.00336,0.00395,-0.00012,0.00156,0.00024,0.00256,-0.00189,0.00147,-0.00102,0.00550,-0.00271,-0.00663,0.00194,0.00145,-0.00715,0.00109,0.00641,0.00028,0.00272,-0.00055,-0.00639,-0.00607,0.00587,-0.01255,0.00801,-0.00149,-0.00117,-0.00974,-0.00126,0.01066,-0.00138,-0.01278,0.01719,-0.01827,-0.00820,-0.01372,0.00366,-0.00803,0.00092,0.01277,0.00810,0.01606,-0.00499,0.01185,0.00269,-0.00013,0.00377,-0.00111,0.00287,0.00216,0.00045,-0.00179,0.00117,0.00695,0.00098,0.00263,0.00139,0.00069,-0.00431,0.00387,-0.00423,0.00774,-0.00125,0.01200,0.00742,0.00243,0.00092,-0.00140,-0.02404,-0.01654,0.00419,0.01389,0.00198,-0.00065,-0.01683,0.00759,-0.02483,0.00274,-0.01700,-0.01113,-0.00603,0.02867,0.02257,0.00482,-0.00145,0.00092,-0.00116,0.00356,0.00396,-0.00778,-0.00622,-0.00009,-0.02208,-0.01254,0.01395,0.01855,-0.00466,-0.01593,-0.00254,-0.00361,-0.01376,0.01629,0.00058,0.00823,0.00599,0.00102,0.00607,-0.00917,-0.01264,0.01091,-0.00670,0.01185,0.01969,-0.00320,0.01259,-0.00473,-0.00580,0.00836,0.00099,0.01449,0.00878,0.00420,-0.00073,0.00255,0.00383,0.00093,-0.00123,-0.00271,0.01000,-0.00610,0.00797,-0.00185,-0.00171,0.00445,-0.01185,0.00574,-0.01677,0.00473,0.01234,-0.00537,0.01274,-0.00289,0.01301,-0.00367,0.00277,-0.00036,-0.01260,-0.01928,0.00657,0.00384,0.01332,-0.00912,-0.00186,0.00295,0.00963,-0.00383,0.00338,0.00666,0.00163,-0.00585,-0.00092,0.01106,-0.00480,-0.01413,0.00963,-0.00129,0.01318,0.00100,-0.00636,-0.00387,-0.00450,0.00074,-0.01137,0.01579,-0.00033,-0.01407,-0.00279,0.00646,0.01536,-0.00540,-0.00165,0.00013,0.00887,-0.00361,0.00671,-0.00383,0.00070,0.00592:#0c3557:Manager 0.00250,0.00426,0.00000,0.00600,-0.00096,0.00549,0.00185,0.00082,-0.00033,0.00207,0.00659,0.00477,0.00099,-0.00024,-0.00343,-0.00680,0.00315,0.00084,0.00219,0.00773,0.00142,0.00174,-0.00013,-0.00635,0.00492,-0.00101,0.00197,-0.00033,0.00686,0.00072,0.00548,0.00000,-0.00388,-0.00676,0.00470,-0.00413,0.00157,0.00485,-0.00193,0.00432,-0.01174,0.01027,-0.00229,0.00502,0.00176,0.00050,-0.00483,0.00029,-0.00448,0.00022,-0.01994,-0.00286,0.00719,-0.00959,0.00032,-0.00532,0.01156,0.00294,-0.00158,0.00696,0.00440,0.00006,0.00859,0.00520,0.00254,0.00297,-0.00186,0.00480,0.00106,0.00026,-0.00156,0.00340,0.00000,-0.00050,-0.00060,-0.00151,0.00506,-0.00290,-0.00653,0.00375,0.00116,-0.00594,-0.00070,0.00750,0.00132,0.00503,-0.00046,-0.00801,-0.00567,0.00785,-0.01617,0.00876,-0.00246,-0.00273,-0.01316,0.00009,0.01118,-0.00154,-0.01512,0.01781,-0.02061,-0.01135,-0.01647,0.00159,-0.00801,0.00018,0.01288,0.00916,0.01959,-0.00719,0.01230,0.00706,-0.00149,0.01194,-0.00128,0.00630,0.01174,-0.00011,-0.00283,0.00605,0.00408,0.00054,0.00318,0.00070,-0.00041,0.00061,0.00036,0.00079,0.00533,-0.00144,0.00201,0.00538,0.00288,-0.00104,0.00304,0.00000,-0.00250,-0.00679,0.00644,0.00403,-0.00115,0.00167,-0.00711,-0.00023,-0.01628,0.00481,-0.01617,-0.00631,-0.00849,0.02040,0.02417,0.00457,0.00395,0.00180,-0.00010,0.00000,0.00331,0.00103,-0.00477,-0.01031,0.00000,-0.00020,-0.01822,-0.00889,0.01194,0.01791,-0.00840,-0.00809,-0.00248,-0.00578,-0.00922,0.01344,0.00000,0.00158,0.00485,0.01528,-0.00549,0.00258,-0.01339,-0.01341,0.00961,-0.01298,0.01299,0.01446,-0.00386,0.01049,-0.00315,-0.00420,0.01072,0.00032,0.00989,0.00416,0.00000,0.00175,-0.00027,-0.00090,0.00625,-0.00029,0.00279,-0.00060,-0.00131,-0.00295,0.00618,-0.00453,-0.00418,0.00124,-0.01405,0.00404,-0.01690,-0.00176,0.01286,-0.00605,0.01355,-0.00332,0.01218,-0.00486,0.00901,-0.00175,-0.00606,-0.01454,-0.00235,0.00256,0.01233,-0.00870,-0.00384,0.00356,0.00000,0.00662,-0.00204,0.00306,0.00446,0.00520,-0.00449,0.00163,0.00515,-0.00076,-0.01131,0.00926,-0.00147,0.00512,0.00246,0.00226,-0.00414,0.00286,-0.00367,-0.01008,0.01092,0.00294,-0.01175,-0.00408,0.00402,0.01348,-0.00489,-0.00290,-0.00009,0.01089,0.00089,0.00311,-0.00044,-0.00082,0.00248:#c8c8c8:S&P_500
11.9%

365 days

Risk score

1.5% fee
$10,000 minimum


Important Information

1. Performance of the portfolio manager's account is calculated by Covestor on a daily time-weighted basis, including cash, dividends and earnings distributions and broker commissions. Manager returns include trades and positions that fail Covestor's trading rules, as a result, actual client returns will differ. Covestor advisory fees are simulated and applied retro-actively to present the portfolio return "net-of-fees".

2. Past performance is no guarantee of future results. Periodic and since inception performance returns are calculated daily. Monthly vs. S&P 500 return and the corresponding spark chart is calculated to the most recent month end date.

3. The investment minimum is the minimum investment required to follow a particular portfolio. The minimum amount is determined by Covestor, based on the characteristics of the underlying portfolio. It should not be considered as specific investment advice for your investment situation.